Terms of Service

1. Eligibility & acceptance

You must be at least 13 years old (or the minimum age of digital consent in your jurisdiction) to use the Service, and old enough to form a binding contract. If you are under the age of majority, you may use the Service only with the involvement of a parent or guardian. By using the Service, you represent and warrant that you meet these requirements and that all information you provide is accurate. If you use the Service on behalf of an organization, you represent that you are authorized to bind it to these Terms.

2. The Service

Worth is an informational tool. It uses artificial intelligence and third-party data to identify consumer products, estimate prices, surface reviews and considerations, and offer an opinion ("verdict") about whether an item may be a good purchase. The Service is intended as a helpful starting point for your own research. It is not a guarantee of any outcome, price, availability, or result.

3. License to use

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to download and use the Service for your own personal, non-commercial use. We reserve all rights not expressly granted. You may not sell, rent, lease, sublicense, distribute, or commercially exploit the Service.

4. Not professional or financial advice

The Service's verdicts, scores, price estimates, comparisons, and "worth it" opinions are provided for general informational purposes only. They are opinions and estimates, not financial, investment, tax, legal, or other professional advice, and should not be relied upon as such. We are not a licensed financial or investment advisor. Prices, availability, specifications, and product details change frequently and may be inaccurate, incomplete, or out of date. You are solely responsible for your own purchasing decisions. Always verify current pricing and details directly with the retailer before you buy.

5. AI & accuracy of information

The Service relies on automated systems, including artificial intelligence, and on data obtained from third parties. Product identification, prices, reviews, and other outputs are generated automatically and may contain errors or omissions. We do not warrant the accuracy, completeness, reliability, or timeliness of any content or output. You should not rely on the Service as your sole source of information for any purchase or decision.

6. How we make money

Worth is funded solely by its optional subscription. We do not take affiliate commissions, we do not accept payment for placement, and no retailer or brand can pay to influence a verdict, score, or ranking. Tapping a "buy" link sends you directly to the retailer and we earn nothing from that purchase. The presence of a retailer or product in the Service is not an endorsement or a guarantee regarding that retailer or product. If this ever changes we will say so here and in the app before it takes effect.

7. Subscriptions & billing

The Service may offer optional paid subscriptions ("Worth Premium") that unlock additional features. If you purchase a subscription:

• Billing through Apple. Payment is charged to your Apple App Store account. All purchases are processed by Apple, and we do not receive or store your payment card details.
• Auto-renewal. Subscriptions automatically renew for the same period unless canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period.
• Managing and canceling. You can manage or cancel your subscription at any time in your Apple App Store account settings. Cancellation takes effect at the end of the current billing period.
• Free trials. If a free trial is offered, any unused portion is forfeited when you purchase a subscription, where applicable.
• Pricing changes. We may change subscription prices prospectively. Applicable changes will be communicated as required, and continued use after a change takes effect constitutes acceptance of the new price.
• Refunds. Payments are generally non-refundable except where required by law. Refund requests for App Store purchases are handled by Apple in accordance with Apple's policies.

8. Acceptable use

You agree not to, and not to attempt to:

• Use the Service for any unlawful, fraudulent, or harmful purpose;
• Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Service, except where such restriction is prohibited by law;
• Interfere with, disrupt, overload, or impair the Service or its infrastructure, or attempt to gain unauthorized access to any part of it;
• Use bots, scrapers, or automated means to access or extract data from the Service in a manner that exceeds normal use;
• Circumvent usage limits, security features, or access controls;
• Infringe the intellectual property or other rights of any party; or
• Use the Service to develop a competing product or service.

9. Intellectual property

The Service, including its software, design, text, graphics, logos, and other content (excluding third-party and user content), is owned by Heiman Ventures or its licensors and is protected by copyright, trademark, and other laws. "Worth," "Heiman Ventures," and associated logos are our marks. Product names, images, logos, and brands displayed within the Service are the property of their respective owners and are used for identification and informational purposes only; their display does not imply any affiliation with or endorsement by those owners.

10. Feedback

If you send us suggestions, ideas, or feedback about the Service, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use and incorporate that feedback for any purpose, without any obligation or compensation to you.

11. Third-party services

The Service integrates with and links to third-party services and retailers that we do not control, including AI providers, data providers, app stores, and online stores. Your use of those third parties is governed by their own terms and privacy policies. We are not responsible for the availability, accuracy, content, products, or practices of any third party, and we disclaim all liability arising from your interactions with them.

12. Termination

You may stop using the Service at any time by deleting the app. We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms, or to protect the Service, other users, or the public, or as otherwise permitted by law. Sections that by their nature should survive termination (including Sections 4, 5, 9, 10, and 13 through 19) will survive.

13. Disclaimer of warranties

THE SERVICE AND ALL CONTENT AND OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

We do not warrant that the Service will be uninterrupted, secure, error-free, or that any verdict, price, or other output will be accurate or reliable. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you.

14. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL HEIMAN VENTURES OR ITS OFFICERS, MEMBERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE, INCLUDING ANY PURCHASING DECISION YOU MAKE OR ANY THIRD-PARTY PRICING, PRODUCT, OR AVAILABILITY, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US, IF ANY, IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) TWENTY-FIVE U.S. DOLLARS ($25).

Some jurisdictions do not allow the limitation or exclusion of certain damages, so some of the above may not apply to you. Nothing in these Terms limits liability that cannot be limited under applicable law.

15. Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless Heiman Ventures and its officers, members, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

16. Governing law & dispute resolution

a. Governing law

These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the State of California, United States, without regard to its conflict-of-laws rules, except that the Federal Arbitration Act governs the interpretation and enforcement of the arbitration provisions below.

b. Informal resolution first

Before filing a claim, you agree to try to resolve the dispute informally by contacting us at Adam@heimanventures.com and giving us 30 days to resolve it. Most concerns can be resolved this way.

c. Binding arbitration

If we cannot resolve a dispute informally, you and Heiman Ventures agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by final and binding individual arbitration, rather than in court, except as provided below. Arbitration will be administered by a recognized arbitration provider (such as the American Arbitration Association) under its applicable consumer arbitration rules. The arbitrator may award the same damages and relief that a court could, and judgment on the award may be entered in any court of competent jurisdiction.

d. Class-action waiver

YOU AND HEIMAN VENTURES AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS OR PRESIDE OVER ANY FORM OF A CLASS PROCEEDING.

e. Exceptions

Either party may bring an individual claim in small-claims court if it qualifies. Either party may also seek injunctive or equitable relief in court to protect its intellectual property or confidential information. Nothing in this section prevents you from bringing an issue to the attention of a government agency.

f. Your right to opt out

You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing Adam@heimanventures.com with the subject line "Arbitration Opt-Out" and your app installation details. If you opt out, the class-action waiver and arbitration provisions will not apply to you, but the rest of these Terms will.

17. Apple App Store additional terms

If you download the Worth app from the Apple App Store, the following additional terms apply, and you acknowledge and agree that:

• These Terms are between you and Heiman Ventures only, and not with Apple. Apple is not responsible for the app or its content.
• Apple has no obligation to furnish any maintenance or support services for the app.
• In the event of any failure of the app to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price (if any); to the maximum extent permitted by law, Apple has no other warranty obligation with respect to the app.
• Apple is not responsible for addressing any claims by you or a third party relating to the app, including product-liability claims, claims that the app fails to conform to any legal or regulatory requirement, and claims arising under consumer-protection or similar legislation.
• Apple is not responsible for the investigation, defense, settlement, or discharge of any third-party claim that the app or your use of it infringes intellectual property rights.
• You represent that you are not located in a country subject to a U.S. Government embargo or designated as "terrorist supporting," and that you are not on any U.S. Government list of prohibited or restricted parties.
• Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, will have the right to enforce these Terms against you as a third-party beneficiary.

18. Changes to the Service or Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time. When we make material changes, we will update the "Last updated" date and, where appropriate, provide additional notice. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms. If you do not agree, stop using the Service.

19. General provisions

• Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us regarding the Service and supersede any prior agreements.
• Severability. If any provision is held unenforceable, the remaining provisions will remain in full force and effect.
• No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
• Assignment. You may not assign these Terms without our prior written consent. We may assign them in connection with a merger, acquisition, or sale of assets.
• Force majeure. We are not liable for any delay or failure to perform due to causes beyond our reasonable control.
• Notices. We may provide notices to you through the Service or by other reasonable means.

20. Contact

Questions about these Terms? Contact us at:

Heiman Ventures LLC
Email: Adam@heimanventures.com